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Workers Compensation Insurance
Protects employees and employers. Employees receive medical treatment and are compensated for lost wages associated with work-related injuries and disease, and employers provide for the cost of such coverage while being protected from direct lawsuits by employees.
Because coverage requirements vary by state, the cost of Workers Compensation depends on where your business operates.
Other factors that affect your rates include:
- The number of employees you have
- The type of work your employees do
- Your claims history
- Your industry